Bank Software

Nidhi Company Software

Services We Offer

NIDHI COMPANY SOFTWARE: The software of Nidhi is made to help businesses in controlling their finances, maintain track of their performance, and expand their business. The software from Nidhi is user-friendly and is accessible on both desktop and mobile phones. The software of Nidhi is inexpensive and simple to use, making it a perfect option for companies of all sizes. Our specifically designed Nidhi software will enable you to focus on your marketing and customer management activities while accelerating your work and reducing the number of hours required to complete time-consuming management and organisational tasks.




Internet banking is the term used to describe financial transactions conducted online. Online banking services are offered by almost all banks. You may control your debit and credit cards, check your account balances, and transfer funds through net banking. It is a time-saving tool that is available 365 days a year. We provide you the top-notch, most convenient net banking services.


A business report is a collection of data and analyses that makes it simple for a business to acquire important information. There are numerous different formats for business reports. In our software, we give you the precise business reports that will support your future business decisions.


The system known as “Aadhaar Authentication” includes offering a person’s Aadhaar number, along with demographic or biometric information, to UIDAI’s Central Identities Data Repository (CIDR) for verification. UIDAI then confirms the accuracy of the information provided lacks the same data at its disposal. You will also have access to this capability in our software, which allows you to quickly authenticate an Aadhar.


SMS and paging are similar. Contrarily, SMS messages do not depend on the phone to be in range or active and will be stored for a period of days. All of the important notifications are delivered to you via our SMS management system as short texts.


Online money transfers combine the conventional idea of wiring money with cutting-edge electronic funds transfer, or EFT, technology. You probably use EFT frequently, which is a purely electronic way to transfer money from one bank account to another. Only data is transferred; paper money is not. This function of our programme allows you to save a great deal of time and cut down on unnecessary paperwork.


Email management is a systematic strategy to improve email operations’ effectiveness and minimize the potential negative consequences that handling emails may have on a person’s performance and sense of job satisfaction.


A complete banking system called Deposit Management automates and streamlines simple to complicated deposit procedures in financial organisations. The solution allows users the freedom to customise the features of different deposit product offerings as well as the way the system works.


E-NACH is the initial for Electronic National Automated Clearing House. All subsequent payments won’t require your assistance once you’ve verified the mandate using your Net Banking credentials or a debit card once.


Customers can pay by scanning a QR Code from any UPI-connected mobile app more easily at the place of business thanks to a digital payment acceptance channel called UPI QR (Scan & Pay).


Savings Account

A savings account is the most common type of account chosen when opening a banking relationship. A savings account's main goal is to encourage prudent money management and the habit of saving a portion of one's income.

MIS Account

The most common word for this computer-based system is MIS, or management information system. The company, in particular the managers, can benefit greatly from MIS in terms of the organisation and evaluation of information and data as well as the timely and efficient distribution of information.

Loan Management

Each stage of the loan lifecycle, from application to closing, is automated with the aid of an electronic platform called a loan management system.

Branch Management

Branch managers oversee the daily operations of a bank or other financial institution's branch. We offer you all branch management-related services.

Agent Management

Use the Agent Management Services to monitor the availability of the agents and initiate automatic action. if a representative gets sick or leaves suddenly.

Share Holding

Any person, organisation, or company that holds stock in a certain company is regarded as a shareholder. A shareholder must own at least one share of the company's stock or mutual fund to be regarded as a partial owner.

Loan Against Deposit

Customers can take out a loan against their fixed deposit, which is a form of secured loan, using their fixed deposit as collateral. The amount of the loan is based on the amount of the FD deposit. This could be between 90% and 95% of the original deposit.

Accounting Management

Financial accounting is the process of gathering information and reporting it to the many stakeholders of a business. Management accounting, on the other hand, displays financial information and business activities for the internal management of the company.

Customer Management

The practice of controlling how a company's clients, staff, and other stakeholders interact through time is known as customer management. It's crucial for firms to match their consumer attitude if they want to succeed in the long run.

HR Management

Human resource management, or HRM, is the area of a commercial business that deals with employing, managing, and terminating employees. How employees contribute to the operation of the business is highly valued by HRM.

Admin Panel

The Bank Financial Dashboard UI Kit is a well-liked admin dashboard design that can be used for financial, reporting, CRM, or any organization. It has a great layout design and focused UI components.

POS Machine

A POS machine is the most advanced payment processing equipment. It accepts all significant credit and debit cards, keeps track of transactions, and prints receipts. The point-of-sale systems have advanced over time and are now more sophisticated and user-friendly.

Got software service from him. Its a excellent working experience. staff is very polite and educated. I must suggest suggest everyone to take service from them only.
Good work is done here regarding software, registration, compliance and Kalpna mam so caring for our clients
kajal thakur
kajal thakur
It was a great experience to work with onick experts. staff was very polite, responsive, and professional, overall I am very happy to work with onick experts and also willing to work with them. Thanks a lot to onick experts
sakshi sakshi
sakshi sakshi
Excellent services, supportive team,
Ruby Dubey
Ruby Dubey
Excellent followup and ownership of onick experts. Team is very polite or highly qualified. Amazing software they are provided.
rajput priya
rajput priya
advisor 2578
advisor 2578
Best consulting firm. Best software solution good service providers. Especially Sunita mam very talented consultant ever. Good experiences with them.
vimal singh
vimal singh
Wonderful experience with there software. My work became very easy after using Nidhi software. Great job of all team. Well done.
sakshi sharma
sakshi sharma
Thank you for helping in registration of nbfc company. Right guidance. Thanks taxhint, thank onickexperts. Doing great job. Finding a genuine and qualified consultant is difficult these days when everyone is running about money. Recommended services. RBI approval was very smooth due to good planning, suggestions and guidance of Amna ji and Sunita Ji.
Radhika chawla
Radhika chawla
Best place to start your fintech business. Specialized solutionsb taxhint group.

The minimum capital requirement is 10 lacs

To form a Nidhi business, there should be at least 7 members with valid documents for registration. You can go to the OneClick website for registration.

Yes, Nidhi company is a type of NBFC ( NON-BANKING FINANCIAL COMPANY ).

Yes, Nidhi companies are safe and secure. MCA and RBI have framed rules and procedures for Nidhi.

No, Nidhi can only accept deposits from its members.

Yes, Nidhi can give gold loans.

No, Nidhi cannot invest in MUTUAL FUNDS. It is against the rules governed by the MCA         (Ministry of Corporate Affairs).

No, it can’t borrow from banks.

It was established to lend and borrow money at the lowest rate of interest to its members.

It does not earn money. It accepts deposits from its members.

Nidhi companies are companies set up to promote savings among people and create a fund for their members. NBFCs are set up to provide financial assistance to businesses and weaker sections of society.

The owners of the Nidhi are its members but in a cooperative society, the owners of banks are its members. Nidhi is limited to its members only but the cooperative society operations can be extended to the general public also.

Nidhi provides loans to its members but the microfinance company provides loans to small-scale enterprises.

Nidhi company is a type of NBFC and works only for its members but MICRO FINANCE  company comes under section 8 of the company act and it works for all small-scale businesses.

The main difference between a Nidhi Company and a Chit Fund is that a Nidhi Company is an NBFC that can only lend or accept deposits, whereas the latter, i.e. the Chit Fund, is also a committee like a Nidhi Company but only accepts installments over a period of time paid by its members and neither lends nor accepts the amount as a whole.

There is no full form of Nidhi. Nidhi is a word in the Hindi language that means treasure

 A minimum of three directors are needed to establish a Nidhi Company and the maximum number cannot exceed fifteen.

Following are the mandatory documents required for the closing of Nidhi Company; Indemnity Bond notarized by Directors (STK 3); Latest Statement of Accounts; Statement of Accounts furnishing details assets & liabilities of Company Audited by Chartered Accountant.